Florida's Reverse Mortgage
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     Welcome to Florida’s
    Premium Reverse Mortgage

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    he purpose of this site is to be an educator and tool for your gain of knowledge about reverse mortgages. Our site is packed with important, easy to read information.
      We feel it is important to break down the steps in a reverse mortgage, making it easier for you to decide if a reverse mortgage is the best route for you.
      With the knowledge and skill of industry experts, Florida Premium Reverse Mortgage hope to give you the proper insight in maintaining a comfortable and enjoyable retirement.

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  •   Call today for your FREE Reverse Mortgage Analysis!

    Reverse Mortgage 

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      Quick Facts:

    • The U.S. Department of Housing and Urban Development, or HUD, started reverse mortgages in order to help home owners who are senior citizens pay for their living expenses and rising medical costs.

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    • To qualify for a HUD reverse mortgage you must be at least 62 years of age and either own your home mortgage free, or have a small balance left to pay on your current mortgage.

    • A reverse mortgage is when a qualified homeowner borrows money against the equity they have built up in their home.

    • Qualified homeowners may take a reverse mortgage in order to obtain a lump sum of money, receive a monthly income, or draw from the line when needed, similar to a line of credit.

    The Step by Step Process for a Reverse Mortgage


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  • Important Mortgage Industry Alert!

      As a result of the upheaval in the mortgage industry, many mortgage companies and its advisors from the traditional mortgage business have entered the reverse mortgage field.
      Most of these have had little or no experience with reverse mortgages or working with seniors. As a result, we feel it is now, more so than ever, important that you work with an experienced professional reverse mortgage agency and its advisors.
      Be certain that the originating lender is FHA/HUD approved, and is a member of the National Reverse Mortgage Lenders Association. Also, be certain that the individual loan officer has extensive reverse mortgage experience and that you are dealing with someone you can TRUST.

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